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Privacy Policy

Your privacy is our priority. Learn how we protect and handle your personal information.

Last updated: December 1, 2024

Our Commitment to Your Privacy

At Summit Savings, we are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, protect, and share your information when you use our banking and cryptocurrency services.

Information We Collect

Personal Information

  • Name, phone number, and email address
  • Date of birth and Social Security number
  • Government-issued identification
  • Employment information and income details

Financial Information

  • Account numbers and transaction history
  • Credit scores and credit reports
  • Investment preferences and risk tolerance
  • Bitcoin wallet addresses and transaction data

Technical Information

  • IP address and device information
  • Browser type and operating system
  • Website usage and navigation patterns
  • Cookies and similar tracking technologies

How We Use Your Information

Account Services

  • Opening and maintaining your accounts
  • Processing transactions and payments
  • Providing customer support and communication
  • Developing and improving our services

Security and Compliance

  • Preventing fraud and unauthorized access
  • Complying with legal and regulatory requirements
  • Conducting identity verification
  • Monitoring for suspicious activities

Information Sharing

We may share your information with:

  • Service providers who assist in our operations
  • Regulatory agencies and law enforcement when required
  • Credit bureaus and reporting agencies as permitted by law

We do NOT sell your personal information

  • Your data is never sold for marketing purposes
  • We maintain strict partnerships with trusted service providers
  • All sharing is done in accordance with applicable privacy laws

Data Security

Our Security Measures

  • 256-bit SSL encryption for all data transmission
  • Multi-factor authentication for account access
  • Regular security audits and penetration testing
  • Cold storage for cryptocurrency assets

Your Security Responsibilities

  • Keep your login credentials confidential
  • Use strong, unique passwords
  • Monitor your accounts regularly
  • Report suspicious activity immediately

Your Privacy Rights

You have the right to control how your personal information is used and shared. These rights may vary based on your location and applicable laws.

You have the right to:

  • Access your personal information we maintain
  • Request correction of inaccurate information
  • Request deletion of your personal information (subject to legal requirements)
  • Opt-out of certain marketing communications
  • Receive a copy of your information in a portable format

Cookies and Tracking

We use cookies and similar technologies to enhance your experience, remember your preferences, and analyze how you use our services. You can control cookie settings through your browser.

Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by email or through our website before they take effect.

Questions About This Policy?

If you have questions about this Privacy Policy or how we handle your information:

Email: privacy@summitsavings.com
Or visit our contact page for additional support options.